🔬 Pilot Program Underway | Accepting Partners for 2025 Deployment
Currently validating methodology with select PE portfolio companies. Building systematic approach to SME financial transformation based on €4 billion distressed portfolio management experience.
Understanding the systemic barriers that prevent SME development programs from achieving sustainable market transformation.
37% loan rejection rate versus 18% EU average
The cause isn't lack of viable businesses - it's absence of financial management capabilities that demonstrate creditworthiness. Traditional technical assistance treats symptoms through one-off interventions. Market development requires systematic capability deployment across entire SME segments.
Only 52.5% of EU funds reach Greek SMEs
The bottleneck isn't capital availability but implementation capacity - the ability to deploy standardized methodologies that create sustainable financial discipline at scale.
Programs show minimal long-term impact
Technical assistance programs report initial success but show minimal long-term impact. Once consultants leave and training ends, SMEs revert to previous practices within months. The problem isn't knowledge transfer but the absence of operational systems that function independent of individual capability.
When financial institutions reject 37% of Greek SME loan applications and investors pass on viable businesses, they're not questioning the fundamental business model. They're unable to assess risk and opportunity because the financial information provided is inadequate for professional evaluation.
Traditional technical assistance tries to teach SME owners financial management. But SME owners need to run their businesses, not become financial analysts. They need financial operations that run automatically, not training they won't use. This is why individual interventions fail and markets remain unchanged.
SMEs need the same financial operations that large corporations have - we deliver them directly, without the overhead of full-time CFOs or complex software implementations.
When SMEs have institutional-grade financial operations: Banks get the reports they require. Owners get visibility to make decisions. Investors get confidence to provide capital. The market development barrier dissolves.
Consistent methodologies across SME cohorts ensure quality and scalability
Automated financial operations that run independent of individual capability
Ongoing financial operations management - we stay with companies to run their financial operations continuously
Drawing from €4 billion in distressed portfolio management experience, we're codifying patterns of financial failure and recovery into deployable systems.
We're seeking forward-thinking development institutions to:
Influence methodology development to align with your strategic priorities and impact objectives.
Managing Partner brings €4B distressed portfolio experience. Now applying institutional discipline to growth SMEs.
Participate in creating the standard for Greek SME financial transformation.
€4 billion in distressed asset management taught us what breaks in SME financial management and how to fix it systematically.
Core modules remain consistent while adapting to sector specifics - manufacturing, retail, services, technology.
Modern tools enable simultaneous deployment across multiple companies without compromising quality.
Deep understanding of Greek business culture, regulatory environment, and banking relationships ensures practical implementation.
We work with development institutions to align program objectives with national development priorities and EU strategic goals.
Building local capacity through documented methodologies, train-the-trainer programs, and open-source tools.
We're documenting and standardizing what works. Partner with us to transform individual success into systematic market development.
Methodology designed from €4B portfolio experience
Validating with PE portfolio (4 companies)
Results documentation Q2 2025
Scale deployment Q3 2025
"We're not another consultancy promising transformation. We're building the systematic approach to SME financial capability based on proven distressed portfolio patterns. Join us in creating market capabilities, not just individual interventions."